Whether you are looking for a low value or high value car at competitive rates, Abu Dhabi Islamic Bank offers car financing with up to 60 months payment options.

ADIB Car Finance Features:

  • Highly competitive profit rates
  • Quick approval process
  • No salary transfer required
  • Repayment period of up to 60 months
  • Free ADIB VISA Cashback Card (know more)
  • Low contribution amount on vehicle Takaful from Abu Dhabi National Takaful
  • Free postponement option
  • Free ADIB Job Loss Protection​
  • 20% down payment


  • Age criteria: 21 years
  • Length of service: Confirmed or 6 months

Required Documents:

  • ​Original and copy of valid passport (with valid residence visa for expatriates)
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)​​​​​​​
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.