| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADIB - Etisalat Gold Card
|
Minimum Salary: AED 10,000 | Salary Transfer: No | Islamic Finance: Yes | Cashback: No | Annual Fee: AED 299 | Rate: 3.09% |
Earn Etisalat Reward points when you spend, and enjoy free 10 minutes of UAE talk time with every AED 100 spent, with Etisalat Gold Cards from ADIB.
Features
- 20,000 Sign Up Etisalat Reward points equivalent to more than 10 hours of free UAE talk time!
- 3 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 10 minutes of UAE talk time
- Etisalat MyPackage Plan for even More points
- 100% Cash withdrawal limit
- 55 days Grace Period
- Convenience to make your Card payments at ADIB Branches, deposit machines, UAE Exchange, Arablink, Al Ansari Exchange and Al Fardan Exchange
Additional Information
- For non salary transfer customers, the minimum salary requirement is AED 10,000.
- The foreign currency rate applicable on overseas transactions is {3%}
- More than 600 minutes of talk time on calls within the UAE
- More than 320 minutes of talk time on calls to India, Pakistan, Bangladesh and Oman
- More than 240 minutes of talk time on calls to Bahrain, Kuwait and Saudi Arabia
- More than 200 minutes of talk time on calls to Jordan, Syria, Egypt, Lebanon and the Philippines
- Original passport (with valid residence visa for expatriates)
- Salary Certificate (not more than 30 days old)
- Bank Statements for last 3 months
Representative Example
If you spend AED 1,200 at a purchase profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
