Al Hilal Bank Free for Life Smart Covered Card is just that – FREE FOR LIFE! Free for life means that you will not be charged an annual fee as long as you own the card. They offer competitive pricing, without any hidden charges and a price commitment that your Murabaha profit rate will be fixed for the entire duration.

  • Shariah Compliance
  • Emergency Medical & Legal Service
  • Emergency Cash & Card Replacement
  • Free Supplementary Cards
  • Free 24 Hour Assistance
  • Price Commitment
  • Instant Cash
  • Worldwide Acceptance
  • Flexible Repayments
  • No annual fee
  • Supplementary Card Fee- Free (up to 3 free)
  • Additional supplementary card - AED 100
Representative Example

If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).