The ultimate card for the frequent traveler! Earn up to 1.25 Skywards Miles on every USD spent on Emirates-Citibank Ultimate Credit Card. Redeem them for flights and upgrades with Emirates and partner airlines, or alternatively for a variety of leisure and lifestyle rewards and exclusive shopping at Emirates website.

Experience the Emirates-Citibank Ultimate Credit Card like you should, with unique privileges and benefits like 0% interest for 3 months easy installment plan on Emirates tickets purchased on Emirates website, unlimited access to 500+ airport lounges, complimentary golf and much more.

Meet the world with Emirates and Citibank.

  • Unlimited complimentary access to 650+ airport lounges worldwide for both Basic and Supplementary Cardmembers, plus 1 guest each
  • 4 ‘buy-one, get-one’ complimentary movie tickets with VOX cinemas each month on any day of the week
  • Free golf once a month for both Basic and Supplementary Cardmembers at either The Montgomerie, Al Badia Golf Course (Dubai) or Yas Golf Club (Abu Dhabi)
  • Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport
  • Complimentary International concierge service
  • Complimentary travel insurance
  • Unlimited free supplementary cards
  • UAE exclusive offers ranging from discounts to 0% payment plans
  • Exclusive offers worldwide with Citibank World Privileges
  • Exclusive dining and shopping Benefits
  • 0% interest for 3 months easy installment plan on Emirates tickets purchased on Emirates website. Legal disclaimer: Citibank Terms & Conditions apply
  • Miles Description: Earn 1.25 Skywards Miles on every USD of foreign currency spent and 1 Skywards Mile for every USD of local currency (AED) spent. Redeem your Skywards Miles for tickets and upgrades with Emirates or to purchase any of the 400+ products available on the Emirates website
Unique Features
  • Up to 51 days interest free period (an interest rate of 2.99% will be applied to any outstanding amount after the free period)
  • The foreign currency rate applicable on overseas transactions is 2.99%
  • The balance transfer fee is 2% of the balance transferred or AED 200 (whichever is less)
Additional Info


Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit Citibank website. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorising our representatives to approach you on your contact details including your telephone/mobile number. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the Citibank website. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.

Representative Example

If you spend AED 1,200 at a purchase profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).