Mashreq SmartSaver, which is already the best-selling cash-back credit card in the UAE, just got ‘Smarter’ with savings of up to a whopping 10%, at over 450 partner outlets across 50 leading brands in 15 everyday spend categories including Supermarkets, Fashion, Apparel, Home Décor, Health & Wellness, Travel, Hospitality, Books & Stationery, Car Rentals, Auto Accessories, Electronics, Jewelry and many more.

Additional Info

With a guaranteed give-back of 1.25% on every domestic purchase, 3.25% on all international spends, 5% savings on all education, telecom and utility bill payments and no joining or annual fee, SmartSaver appeals directly to the value-conscious customer with a very fundamental and powerful promise of simplicity and transparency.

With SmartSaver, what you see is what you get – no tiers, no thresholds, no complicated calculations, Pure savings.


  • 1.25% cash back on local retail spends
  • 3.25% on International retail spends
  • 5% on Local & International education (Schools / College / University) and utilities
  • Up to 10% at partner merchants
Representative Example

If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).