At Dubai Islamic Bank, we believe you should be able to save while managing your day-to-day banking activities. That is why we have introduced the new Al Islami 2-in-1 Account that gives you all the benefits of both savings and current accounts. So now you can have the convenience of a regular current account while earning profits on your deposits.

Features & Benefits:

  • Opening balance of AED 3000 with salary transfer
  • Available in AED
  • Attractive Profit Rates
  • Profit is credited to the account on a quarterly basis
  • Free Cheque Book
  • Teller Transaction
  • Free Al Islami Debit Card with daily cash withdrawal limit of AED 10,000 and daily purchase limit of AED 15,000
  • The Al Islami Debit Card is accepted for purchases at over 27 million shopping outlets and for cash withdrawals at more than 1 million ATMs around the world
  • Free monthly Statement of Accounts
  • Free Electronic Banking Services including Phone Banking, Online Banking, ATMs and Cash/Cheque Deposit Machines
  • Mobile Banking Service
  • Free Utility Bill payment facility (DEWA, SEWA,FEWA)
  • Free Etisalat/du bill payment facility
  • Free Salik Recharge facility
  • Free Account E-statement

Please note that Accounts maintaining the required balance will be treated as a Mudaraba Account and will be eligible for profit.

Fees & Charges:

  • There is no monthly fee but if the account balance is below AED 10,000 there is a AED 25 fee that applies
  • A maintenance fee of AED 25 per month is applicable on the Al Islami 2-in-1 Account. However, you can enjoy the benefits of this account at no cost, provided you maintain an average balance of AED10, 000 per month in your Al Islami 2-in-1 Accoun