This is a Shari’a compliant Islamic Current Account with no profit payments.
ENBD Islamic Current Account Features:
- Available in two currencies: AED and USD
- Minimum relationship balance requirement of AED 3,000 (or equivalent)
- Available to individuals and non-individuals
- Cheque book facility
- Free international ATM/Debit card (AED accounts only)
- Monthly statement of account
- Access to the account through ATMs, Phone Banking and Online Banking
- Initial Deposit – AED 3000
- Minimum Balance – AED 3000
- AED 25 for not maintaining the required balance
- Currency Types – AED and USD
- Minimum Salary – AED 5000, to avail all facilities like credit card, cheque book, personal loan etc.
- If salary is not transferred – No facilities like credit card, cheque book, personal loan etc.
- CIF (One time only, New to Bank customers)
- Know Your Customer Form.
- Complete “ACCOUNT OPENING FORM – INDIVIDUAL(S) – AL WATANI AL ISLAMI” or “NEW ACCOUNT RELATIONSHIP FORM – BUSINESS ACCOUNT – AL WATANI AL ISLAMI”.
- AWAI General Terms and Conditions (One time only).
- AWAI Account Opening Mandate, in addition to the following supporting documents.AWAI maintains its Shari’ah compliance under the guidance and supervision of an extremely capable and globally respected Shari’ah Supervisory Board