Features & Benefits:

  • Account available in AED only
  • Cheque book facility – 25-leaf cheque book free upon opening your account
  • International ATM/Debit card
  • 24-hour easy access through ATMs, phone banking, mobile banking and online banking
  • Free withdrawals from any ATM in the UAE
  • Monthly statement of account
  • No Initial deposit required
  • No min balance required
  • AED 25,000 minimum salary
  • Salary transfer or minimum deposit required to be eligible
  • Free World MasterCard al khaliji credit card for the first year
  • Preferential rates on all lending products

Interest / Profit rate:

  • AED 0 to less than AED 100,000 =1.00%
  • AED 100,000 to less than AED 1,000,000 = 1.75%
  • AED 1,000,000 and above =1%

Documents Required:

For individual & joint accounts:

  • Copy of passport(s) and original passport(s) for validation
  • Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained:
    Appointment Letter/Contract Copy
    Pay slip (< 3 month old)
    Most recent statement of account where customer’s salary is being transferred
  • Sponsor’s letter of no objection if applicable