The eSaver Account is an online-only account.

It is only available in UAE Dirhams and to UAE Nationals and Residents, who hold a valid UAE Residence Visa

To encourage regular savings, no ATM card or Cheque-book is offered with the eSaver account.

Interest rate  – Up to 0.6%

  • Less than AED 100,000 – 0.20%
  • Starting from AED 100,000 and less than AED 1,000,000 – 0.35%
  • Starting from AED 1,000,000 and less than AED 5,000,000 – 0.60%
  • AED 5,000,000 and above- 0.10%

Additional Information

  • Interest rate is calculated on daily basis and paid monthly
  • Flexibility of one withdrawal a month without losing interest
  • No minimum balance requirement and no monthly account fees
  • Manage your money online; enjoy instant access to your savings and interest from the convenience of your home or anywhere in the world
  • Three easy ways to deposit money into your eSaver Account
  • Get free access to the Abu Dhabi HSBC Golf Championship with your HSBC Card

Three easy ways to deposit money into your eSaver Account

  • Electronically through online banking transfers from your HSBC UAE accounts
  •  Deposit cheques using our Cheque Deposit Machines
  •  Telegraphic Transfers

Two easy ways to withdraw your money from eSaver Account:

  • Through online banking within HSBC UAE accounts
  • Telegraphic Transfers

Top up your savings through recurring monthly payments or lump sum deposits – it is up to you. Real time payments from your HSBC Current and Savings accounts via online banking or over the phone.

Documents Required

  • Original passport (for all customers)
  • Valid UAE residence visa (for non-GCC National customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental/lease agreement/title deed and employment letter