UNB’s Fixed Deposit Account is tailored to meet your varied needs by giving you flexibility, liquidity and competitive interest rates, whether in AED or in other major currencies.

Interest Rate:

0.9% – first month
2% – 12 months
5% – 18 months

UNB Fixed Deposit Account (ARD) Features:

  • Minimum investments AED 50,000 or equivalent for other currencies
  • Available for UNB account holders and non Account holders
  • vailable in Dirhams and major foreign currencies – USD, Euro and GBP
  • Flexible term from one month to one year
  • Pre-mature withdrawal subject to penalty
  • Overdraft facility up to 95% of the FD amount
  • Master & Visa credit card issued for up to 95% of the FD value free for the collateral lifetime
  • Initial Deposit – AED 50,000
  • Minimum Balance – AED 50,000
  • AED 25 for not maintaining the required balance

Documents Required:

  • Valid Passport and Visa copy
  • Emirates ID
  • Age limit is 18 to 60 years