Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
ADCB Islamic Banking - Car Finance ADCB Islamic Banking - Car Finance Minimum Salary: AED 5,000 Salary Transfer: Yes Early Settlement Fees: - Maximum Term: 5 Years Flat Rate: 2.49% Reducing Rate: 4.48%
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Your ambitions include owning your dream vehicle. That’s why ADCB Islamic Banking offers a range of Shari’ah compliant services, including Car Finance. We have combined years of world-class experience with our traditions to bring you a car financing solution that matches your values.

Features & Benefits:
  • Finance up to 80% of the car’s value
  • Take advantage of competitive profit rates starting from 2.49% p.a.
  • Get finance for any new and pre-owned vehicles
  • Repay at your own pace in up to 60 months
  • Finance comprehensive Takaful (Insurance) coverage for the vehicle
  • Be assured of a quick and simple approval process
  • Second Car Finance is possible
  • Finance up to 1.5 million
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB - Car Loan
Minimum Salary
AED 5,000
Flat Rate
2.49%
Noor Bank Auto Finance
Minimum Salary
AED 5,000
Flat Rate
2.49%
Emirates NBD - Feature Packed Auto Loans
Minimum Salary
AED 10,000
Flat Rate
2.49%
HSBC - Car Loan
Minimum Salary
AED 20,000
Flat Rate
2.49%