Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Emirates NBD - Feature Packed Auto Loans Emirates NBD - Feature Packed Auto Loans Minimum Salary: AED 10,000 Salary Transfer: Yes Early Settlement Fees: 1% Maximum Term: 6 Years Flat Rate: 2.49% Reducing Rate: 4.61%
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Everything you need to get a car and more when you're on the road. The Feature Packed Auto Loan gets you started on your road trip with your dream car and a host of exclusive benefits and savings, guaranteeing you an unparalleled ownership experience.

Features & Benefits:
  • Loan approvals in Half a Day with easy process and simple documentation
  • Attractive pricing for passenger and business vehicles
  • Flexible payment options
  • Enhanced Auto Protect credit life* insurance that provides complete peace of mind
  • Large distribution channels with vast branch network and secure online and mobile banking
  • Online Salik Recharge and RTA fine payment facility
  • Free Annual Registration renewal service at customer's doorstep
  • Round the clock Roadside Assistance
  • Preferential Motor Insurance rates through our preferred partners
  • Free Bank Account
  • Free Credit Card for the first year
Documents Required:

Now that you know which Auto Loan is best for you, take the next step to owning your dream car by putting together the required documents for your loan application:
  • Salary Certificate/ Documentary evidence of source of other Income
  • Last three Bank Statements from the Salary Account
  • Letter from your employer confirming salary transfer and benefits
  • For UAE Nationals - Copy of valid passport including last page
  • For Expatriates - Copy of valid passport with valid UAE Residence Visa
  • Copy of Driving License
  • Copy of Water & Electricity (DEWA) Bill, if residing in Dubai
  • Post dated Cheques or Standing Order / Auto Debit Instruction
  • Security Cheque / Guarantee as a part of the documentation
  • For New Vehicle: Quotation/ Pro-forma Invoice from vehicle dealer
This product is available for new cars only

Required Documents:
  • Verified copy of the permanent registration (Mulkia) showing that the vehicle has been mortgaged to Emirates NBD
  • Original comprehensive insurance for 13 months for the full value of the vehicle with Hire purchase clause favoring Emirates NBD with letter of undertaking
  • Sales Invoice showing amount due from the Bank (where applicable)
  • Copy of Mortgage Letter issued to Traffic Department
Special Offers:

Get your favourite car with our tailor-made payment plans and half day approvals.

Toyota - Al-Futtaim Motors:
  • 0% flat rat on new 2016 & 2015 select models
Mitsubishi Pajero - Al Habtoor Motors & Al Habtoor Royal:
  • 0% on new select models
Nissan Patrol  Arabian Automobiles Co.
  • Staggered Installment Plan (SIP) offer
 Infinite - Arabian Automobiles Co.
  • Staggered Installment Plan (SIP) offer
Audi - Al Nabooda Automobiles:
  • 0% on select models and more
Bentley - Al Habtoor Motors & Al Habtoor Royal
  • 0% on select models
Offers valid till 31 October 2016

Terms & Conditions Apply.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB - Car Loan
Minimum Salary
AED 5,000
Flat Rate
2.49%
Noor Bank Auto Finance
Minimum Salary
AED 5,000
Flat Rate
2.49%
HSBC - Car Loan
Minimum Salary
AED 20,000
Flat Rate
2.49%
Emirates Islamic - Auto Finance
Minimum Salary
AED 5,000
Flat Rate
2.39%