Minimum Deposit Required Annual Return Annual Fee Choice of Terms Features
 ADIB - Electron Account ADIB - Electron Account Minimum Deposit Required: AED 3,000 Annual Return: 0% Annual Fee: AED 0 Choice of Terms: - Features: Internet Banking, Free ATM Cash Withdrawals, Phone Banking, Multiple Currencies, Islamic Banking, No Salary Transfer
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The ADIB Electron Account is an easy-to-use demand deposit account that does not even require UAE residency to open. This account is based on the Islamic principle of Qard Hasan - where your deposits are considered as a non-profit bearing loan to ADIB . The bank will be obliged to return the lent amount at anytime upon the request of the customer.

Features & Benefits:
  • Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
  • Free ADIB Visa Electron Debit Card
  • ADIB Mobile Banking App
  • Instant Overdraft Facility
  • 24 Hour Banking Services
  • Account Statements
  • Free-statements
  • ADIB Websecure
  • Shari'a Compliant
Documents Required:
  • Original passport - for Joint Accounts, please bring all original passports and all account holders should also be present ​
  • ​Valid Emirates ID (for UAE Nationals & Residents)​​
NoorBank Wakala Deposit
Min Deposit
AED 250,000
Annual Return
1.1%
Union National Bank - Call Account
Min Deposit
AED 15,000
Annual Return
0.3%
FGB - Call Account
Min Deposit
AED 3,000
Annual Return
0%
ENBD Value Account
Min Deposit
AED 3,000
Annual Return
0.75%