Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Commercial Bank International - Home Loan Commercial Bank International - Home Loan Minimum Salary: AED 15,000 Salary Transfer: No Early Settlement Fees: Maximum Term: 25 Years Flat Rate: 3.75% Reducing Rate: 6.75%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
Some required information is not valid
CBI provides Home Loans to all residential completed properties entitled for land and mortgage registration across the UAE.
Features
  • Highly competitive interest rates starting from 3.75% p.a.*
  • No salary transfer required
  • Life insurance cover
  • Free property insurance including home content
  • Free for life Credit Card
  • Free property valuation for loan takeover applications (Buyout)
Documents Required
  • Valid passport for UAE Nationals
  • Valid passport and valid UAE residence visa for Expatriates
  • Valid Emirates ID
  • Salary Certificate
  • Salary Transfer Letter (For Salary Transfer Loan’ Applications)
  • Last six months bank statements
  • Liability Certificate (For loan takeovers)
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB - Home Saver
Minimum Salary
AED 8,000
Reducing Rate
9.88%
RAKBANK - Home in One
Minimum Salary
AED 15,000
Reducing Rate
3.49%
Emirates Islamic - Manzili Home Finance
Minimum Salary
AED 15,000
Reducing Rate
2.95%
al khaliji France - Mortgage
Minimum Salary
AED 25,000
Reducing Rate
3.99%