Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Emirates Islamic - Manzili Home Finance Emirates Islamic - Manzili Home Finance Minimum Salary: AED 15,000 Salary Transfer: No Early Settlement Fees: Maximum Term: 25 Years Flat Rate: 1.63% Reducing Rate: 2.95%
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Manzili Home Finance solutions are designed to make owning your home a reality. Available for rates as low as 2.95% for first year and 3.49% subsequently. Manzili Home Finance is based on the principles of Shari’a and is designed to suit your financial capabilities and personal requirements. Choose HomeLease  if you are looking for financing for a completed property or opt for HomeInvest  which enables you to release cash from your completed properties.
Features
  • Variable rate option starting from 2.95% for 1 year & 3 months EIBOR + margin with minimum rate of 3.49% p.a. subsequently
  • Maximum finance amount of AED 20 million
  • 1% Processing Fee (0% processing fee for buy-outs)
  • Low rate on Life Takaful
  • Easy and hassle free process
  • Automatic Enrolment in priority banking
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
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