Features
ADCB - Comprehensive Car Insurance ADCB - Comprehensive Car Insurance Features: Off Road Coverage, Agency Repairs, Personal Belongings Cover, No Salary Transfer
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Car insurance is a mandatory requirement for car registration as per local regulations, however, finding the best and most affordable car insurance is a challenging and time consuming task. ADCB provides you a one stop shop to compare car insurance quotes from leading carriers such as OIC and ADNIC with competitive rates and wide range of benefits.

There are two main types of Car Insurance:
  1. Comprehensive Insurance: provides comprehensive cover against own damages as well as third party liability.
  2. Third party liability Insurance: provides cover against third party liability in case of accidents.
Features & Benefits:

Our fully comprehensive car insurance provides a variety of significant features and benefits including:
  • Prompt service and policy delivery to your doorstep
  • Agency repairs for up to 3 years from date of first registration
  • Car registration service
  • Roadside assistance
  • Courtesy Car Cash Benefits
  • Third party property damage up to AED 5 million
  • Off Road Coverage
  • Personal belongings covers up to AED 6,500/-
Eligibility:

Who is eligible for ADCB Comprehensive Car Insurance Cover?

You can take out an ADCB comprehensive Car insurance plan if:
  • Your vehicle is privately owned
  • Your vehicle is less than seven years old (from date of first registration)
  • You are over 22 years old*
  • You have held a UAE driving license for a minimum of one year OR have held a UAE driving license for less than one year but can show you have one year’s driving experience in your home country
*Terms and conditions apply Disclaimer: This insurance cover is underwritten by Oman Insurance Company (OIC) or Abu Dhabi National Insurance Company(ADNIC) and is subject to the Terms & Conditions of the policy/insurance contract issued by OIC or ADNIC. ADCB shall be neither liable nor responsible for OIC’s and/or ADNIC's actions, decisions, services or claim settlement.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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