Your Gateway To Stress-Free Property Investment

Amlak’s Istithmari is the first-of-its-kind Property Finance product in the region, exclusively designed for investors looking to invest in completed residential and commercial properties. With up to 65% financing at competitive finance rates and a complementary Property Management Services package, Istithmari provides a comprehensive one stop shop solution guaranteeing a hassle-free experience for investors.

Our experienced teams of professionals are committed to ensuring a hassle-free finance process, from managing the property and tenants on your behalf to providing advice and assistance throughout the term of the finance.

Additional Info

The Amlak Advantage:

Ease of Financing

  • Up to 65% Finance available for most ready properties

Hassle Free Repayments

  • Ijarah repayments covered by Rental Income

Ease of Repayments

  • 3-month payment holiday at the commencement of the finance
  • Option to make profit-only payments for the first 4 years of the finance

Property Management Services

Comprehensive suite of Property management services comprising:

  • Tenant Screening – Background check to ensure the best tenant is chosen
  • Tenant Management – First point of contact for the tenant on your behalf
  • Rental Assessment – Estimating the best rent you can achieve on your property
  • Advertising & Marketing – Press and online visibility to obtain the best rentals opportunities
  • Property Inspection – Moving in/out inspection, assessing building condition
  • Financial Management – Rent recovery, transferring funds to your account
  • Developer Coordination – Liaising on handover, service charge payments etc

Residential Maintenance Services

  • Home Maintenance Package comprising of various periodic services, coordination of major maintenance works

Property Registration Desk

  • Transfer/Title Deed Registration, Registering change of ownership with the Land Department
  • Ejari Registration, Registering Tenancy Contract as per UAE Law

Property Investment Advisory Desk

  • Assistance in providing expert advice on buying/selling property

Home Improvement Financing

  • Top-up finance and assistance for various Home Improvement Services Such as property extension, swimming pool construction, landscaping, etc

Platinum Lifestyle Takaful

  • Comprehensive “Platinum Lifestyle Takaful” plans are exclusively designed for our valuable home finance customers, available at the most competitive prices
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.