Buy your dream home with Emirates NBD. Home finance available from a range of developments in Dubai and Abu Dhabi.

  • Loan amount offered up to AED 15 million, or 70 salary multiples, whichever is lower
  • Financing up to 75% of the property value
  • Loan tenor up to 25 years
  • Pre - Approval facility
  • Available for salaried & self-employed individuals
Fees and Charges
  • Processing fee of 1% of the loan amount (non-refundable)
  • Free partial settlement allowance of up to 20% p.a.
  • Early settlement Fee of 1% from all sources
  • Property insurance - charged at 0.05% p.a on the property value
  • Borrower's life insurance charged at 0.4% p.a on the outstanding loan amount and is mandatory
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.