FGB’s delivery network and depth of experience in the real estate sector assures getting the quality service our customers deserve. The innovative range of mortgage solutions has been designed to meet mortgage needs for a residential or commercial property. The financially sound solutions are open to UAE Nationals and residents of the UAE with a dedicated focus on salaried and self-employed individuals or companies.

  • Available for salaried and self-employed UAE residents
  • Islamic and conventional home finance
  • Finance for completed properties with a title deed in Dubai and RAK, in Abu Dhabi (projects by Al Dar, TDIC, Mismak Properties and First Gulf Properties)
  • Private villa finance is available for properties in Dubai with a Title Deed*
  • Granted Land and NHL finance available
  • Equity release and refinance loans
  • Finance available for properties in England and Wales
  • Variable rate linked to 3 month Eibor
  • 1 and 2 year fixed rate options available
  • Interest only option available for investment properties
  • Free partial settlement of up to 15% outstanding annually*
  • Financing available up to AED 20 million
Additional Info


Variable Rate:

  • Interest/Profit Rate: 3.25% plus mth Eibor
  • Introductory Offer: Zero Processing Fee

2 Year Fixed Rate:

  • Interest/Profit Rate: 3.49%
  • Introductory Offer: 0.50% Processing Fee

3 Year Fixed Rate:

  • Interest/Profit Rate: 4.25%
  • Introductory Offer: Zero Processing Fee

5 Year Fixed Rate:

  • Interest/Profit Rate: 5.25%
  • Introductory Offer: Zero Processing Fee

Commercial Mortgage:

  • 4.50%

Features & Benefits for:

Office or Shop:

  • Available to residents (individuals and companies)
  • Finance available on the current market value
  • Repayments up to 15 years
  • Finance up to AED 10 million on the current market value. Higher amounts are considered on a case-to-case basis
  • Free credit life insurance

International Mortgages:

Finance available for completed residential properties in England and Wales

Available for buy-to-let and holiday homes

  • Finance up to 75%*
  • Available to UAE residents and expatriates, salaried and self-employed


  • Minimum salary requirement AED 15k per month for UAE mortgages and 25k for UK mortgage

Required Documents:

For salaried customers:

  • Passport and residence visa
  • Emirates ID
  • Last 6 months bank statements showing salary credits ( Min 1 year employment in the UAE is mandatory)
  • Salary certificate letter addressed to FGB
  • Property documents if property identified

For self employed customers:

  • Passport, visa and Emirates ID
  • Trade license
  • Memorandum of Association/Share certificates/Articles of association
  • Passport, visa and Emirates ID of all partners of the company
  • Last 2 years Audit financials
  • Latest 6 months personal bank statement
  • Latest 6 months company statements (of all accounts)
  • Facility letters (if any facilities taken from banks)

*Please note T & C’s apply for the above interest rates, life insurance is mandatory and charged at 0.50% 

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.