Whatever your plans, from home improvements, to pay for a major event like a wedding or your child’s school fees, our personal loans will help you achieve them.

Our loans come with competitive interest rates and flexible repayment terms.



  • Generous Loan amounts
  • Competitive rates
  • Flexible repayment terms
Documents Required
  • Application Form
  • Identity documents
  • Income documents
  • Liability letter (if buyout)
  • Emirates ID
Additional Info

Key Benefits:

  • 25% discount in Processing Fee  for Elite Gold customers

Processing Fees:

  • 1% of the loan amount [Min AED 500]

Early redemption penalty:

  • 1% of the prepaid amount
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.