When you take a UNB Expat Loan, you can look forward to more than immediate financial assistance.

  • High loan amounts upto 20 times of monthly salary*
  • High repayment period of up to 48 months*
  • Low monthly installment
  • Competitive interest rates*
  • Up to 4 installment postponements per year*
  • Free credit card
Additional Info

*Terms & Conditions apply


  • Summer travel vouchers (for limited time only)

Fees & Charges:

  • As per CBUAE Guidelines
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.