Features & Benefits:

  • Profit is credited to the account on a quarterly basis. Profits will not be paid if the customer does not meet any one of the requirement criteria or makes more than one withdrawal transaction on the Savings Account in a month
  • Available in either AED or US$
  • Opening balance of AED 500 with salary transfer and AED 1,000 for others or US$ 1,000 for US$ account
  • Free Al Islami Debit Card with daily cash withdrawal limit of AED 10,000 (from DIB ATMs only) and daily purchase limit of AED 15,000. 6 first teller transactions free
  • Quarterly Statement of Accounts
  • Electronic Banking Services including Phone Banking Online Banking ATMs and Cash/Cheque Deposit Machines
  • Mobile Banking Service
  • Free Utility Bill Payment facility (DEWA SEWA FEWA)
  • Free Etisalat/du Bill Payment facility
  • Free Salik Recharge facility
  • Savings Accounts can be opened for minors

Fees & Charges:

  • There is no monthly fee but if the account balance is below AED 3,000 there is a AED 25 fee that applies
  • Branch teller – First 6 free but AED 10 after; AED 2 for non DIB ATM withdrawal; AED 6 for non DIB ATM in GCC and AED 15 withdrawal from non DIB ATM in other countries; outward remittances of AED 50 + corresponding bank charges