Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
CBD - One Starter Card CBD - One Starter Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.85%
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Free for life card  for everyday use benefit from discounts, choose your design, lounge access
Younger mass customers, lifestyle (mass)

Features
  • Free for life
  • 50% off on Cinema
  • Airport lounge
  • Lifestyle
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%