Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
CBD - One Vip Card CBD - One Vip Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 1,247.4 Rate: 3.85%
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Free for life card  for everyday use benefit from discounts, choose your design, lounge access
Earn cashback at popular merchants

Joining Offer
Double cashback for first two months till 31st March 2024

Feature
  • Max monthly cashback AED 500 on Minimum AED 15000 Spending in a calendar month
  • Pay per month
  • Choose your design
  • Cashback
  • Airport lounge
  • Lifestyle benefits
  • Younger mass customers, lifestyle (mass), cashback 
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%