When it comes to credit cards in the UAE, you really are spoilt for choice. Using compareit4me.com, you can compare up to 200 different credit cards in the UAE, with all of them offering various benefits from free movie tickets to help on school fees.
One of the most popular credit card benefits we see on compareit4me.com is the option of cashback. Cashback cards do what they say on the tin – they give you funds back when you make purchases with them at various outlets, with most cards crediting the cashback to your outstanding card bill. Some will give you cashback on your groceries, while others will give you cashback on your utility or telecoms payments.
To help you navigate the world cashback credit cards, we’ve put together a guide to the UAE’s best cashback options. Using the information below, you’ll be able to work out which cashback card is the right one for you.
Standard Chartered Titanium Card
You may have to pay AED 500 per year for this card, but it’ll start giving you cashback straight away. If it’s your first credit card with Standard Chartered Bank, the bank will give you AED 500 cashback for meeting the minimum spend requirements within the first 60 days.
You also get plenty of benefits when you start using the Titanium Card as your regular credit card. It offers up to 10% cashback on purchases made at any supermarket in the UAE – whenever you use your Titanium Card. You can also get up to 10% cashback on utility payments when you use the card to pay for your telephone, internet, TV subscription, Salik and DEWA bills. Additionally, the card offers up to 10% cashback on school fees.
Add to this a host of other benefits such as airport lounge access, 50% off at the movies and 15% off at online fashion store MarkaVIP, and you have one of the strongest cashback credit cards to be found anywhere in the UAE.
Mashreq SmartSaver Credit Card
This free-for-life card offers a number of cashback options, from grocery shopping to utility payments. It enables holders to get up to 10% cashback at SmartSaver merchant partner stores, of which there are over 400 in the UAE.
The card will also reward you the more you use it every month. If you spend AED 7,500 to AED 14,999 monthly, you can get 5% cashback on supermarket bills, 5% cashback on education payments, and 5% cashback on utility payments. However, you spend AED 15,000 and above every month, you’ll get 10% cashback on supermarket bills, 10% on education payments and 10% on utility bills.
RAKBANK Titanium Credit Card
This cashback card may not offer the same kind of benefits as the previous two, but it makes the cut because of the simplicity that it offers. The RAKBANK Titanium Credit Card is free for life, and it offers up to 3% cashback on all international transactions, including cash advances and internet transactions.
Things look good when you use the card in the UAE, too – it’ll offer up to 3% cashback on all domestic retail purchases. On top of this, it’s free-for-life, making it one of the easiest cards to sign up for.
ADCB Simply Life Credit Card
Another free-for-life card, the ADCB Simply Life Credit Card comes with a number of cool benefits such as free movie tickets, and Marhaba airport lounge access. But on top of this, it’s one of the easiest cards in the UAE with which to earn cashback. Simply make monthly purchases of at least AED 1,000, and you’ll be eligible to receive 1.5% cashback on all your purchases – up to a limit of AED 1,000.