Minimum Revenue Maximum Loan Amount Equity Required Maximum Term Flat Rate Reducing Rate
ADIB - Business Finance ADIB - Business Finance Minimum Revenue: AED 1,000,000 Maximum Loan Amount: AED 2,000,000 Equity Required: Yes Maximum Term: 4 Years Flat Rate: 0% Reducing Rate: 0%
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ADIB offers tailor-made financial packages will help you meet your business needs as you pursue new markets and opportunities.

Features & Benefits:
  • Zero collateral requirements
  • Competitive profit rate
  • Quick processing turn around time
  • Business Current Account with attractive features
  • Dedicated Relationship Manager to focus on your business needs
  • 24/7 access to your account through ADIB Telephone Banking or e-ADIB (online banking)
  • Salary Transfer is not required.
  • Sales turnover between AED 1 million and 45 million.
  • Minimum age of business - 1 year
  • Settlement period up to 48 months
  • Business Covered Cards with additional cover limit up to AED 250,000
  • Islamic Finance
Documents Required:
  • Bank statement for the past 12 months.
  • Audited financials for the past 2 years. (where applicable).
  • Valid constitutive documents: Trade/Professional License, MOA/POA/BOR, and other as applicable.
  • Other documents (as per financing requirements).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
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