Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADIB - Value Card ADIB - Value Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.09%
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Features
  • Get rewarded for your local and international spend
  • Redeem points earned for free flights and shopping vouchers
  • Enjoy upto 25% discount on select dining outlets across the UAE.​
  • Advanced Chip&Pin technology making purchases and withdrawing cash secure​​​​​​​​
  • Free grace period up to 55 days to repay your outstanding balance
Additional Information
Required Documents:
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
The American Express - Platinum Credit Card
Minimum Salary
AED 22,250
Rate
2.99%
Union National Bank - Internet Cards
Minimum Salary
AED 0
Rate
2.99%
Union National Bank - International Travel Card
Minimum Salary
AED 5,000
Rate
3.19%
Union National Bank - Platinum Credit Card
Minimum Salary
AED 18,000
Rate
3.19%