Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Emirates Citibank Ultima Credit Card Citibank - Emirates Citibank Ultima Credit Card Minimum Salary: AED 36,750 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 3,000 Rate: 2.99%
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The card of choice for the travel connoisseur! Earn up to 2.5 Skywards Miles on every USD spent and redeem them for flights and upgrades with Emirates and partner airlines, or alternatively for a variety of leisure and lifestyle rewards and exclusive shopping discounts.

Experience the Emirates-Citibank Ultima Card fully and enjoy unique privileges and benefits, including complimentary Skywards Silver Membership, 0% interest for 3 months easy installment plans on Emirates tickets, unlimited access to 500+ airport lounges, unlimited complimentary golf and much more.

Meet the world with Emirates and Citibank!
  • Bonus Skywards Miles: 25,000 sign-up Skywards Miles with your new Citi Card and 10,000 Skyward Miles on the yearly renewal of your card on payment of the annual membership fee
  • Complimentary Skywards Silver membership with many benefits like priority check in, excess baggage allowance etc
  • Unlimited complimentary access to 750+ airport lounges worldwide for both Basic and Supplementary Cardmembers, plus 1 guest each
  • 0% interest for 3 months easy installment plan on Emirates tickets purchased through Emirates website
  • Unlimited complimentary golf
  • Complimentary unlimited free golf on weekdays for basic & supplementary cardmembers and 1 free round of golf once per month in weekends (Friday & Saturday) for basic cardmembers, at either The Montgomerie, Al Badia Golf Course (Dubai) or Yas Golf Club (Abu Dhabi)
  • Unlimited free supplementary cards
  • Complimentary International Concierge Service
  • Complimentary Travel Insurance
  • UAE Exclusive offers ranging from discounts to 0% Payment Plans
  • Exclusive offers worldwide with Citibank World Privileges
Additional Information
T&Cs Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit Citibank website. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the Citibank website. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
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