Minimum Deposit Required Annual Return Annual Fee Choice of Terms Features
 ENBD Value Account ENBD Value Account Minimum Deposit Required: AED 3,000 Annual Return: 0.75% Annual Fee: AED 0 Choice of Terms: monthly Features: Phone Banking, Free Cheque Book, Credit Card
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
At present, you can't apply for this product via compareit4me.com. But don't worry, by filling in the form below we'll help you find other options that you can apply for!
Some required information is not valid
A fully loaded account that gives you more than just savings and rewards.

Interest Rate:
  • Less than AED 10,000 - Nil
  • AED 10,000 to less than AED 350,000 - 0.25%
  • AED 350,000 to less than AED 3,500,000 - 0.50%
  • AED 3,500,000 and above - 0.75%
ENBD Value Account Features:
  • Account available in AED only.
  • Cheque book facility – 5-leaf cheque book free upon opening your account
  • International ATM/debit card
  • 24-hour easy access through ATMs, phone banking, mobile banking and online banking
  • Bill payment facilities across a wide range of services
  • Access to an extensive branch network
  • Monthly statement of account.
  • Initial Deposit - AED 3000
  • Minimum Balance - AED 300
  • AED 5000 minimum salary - To avail all facilities like credit card, cheque book, personal loan etc.
  • If salary is not transfered - No facilities like credit card, cheque book, personal loan etc.
  • AED 25 for not maintaining the required balance
  • Value Account - AED Only
Value-loaded financial rewards:
  • Maintain minimum balance of AED 3,000
  • Earn attractive interest rates on your account balances
  • Free* Emirates NBD credit card for the first year
  • Personal overdraft upon arrangement with the bank
*not applicable for Emirates NBD Skywards Platinum & Infinite cards

Insurance and lifestyle benefits:
  • Free life insurance cover of AED 100,000
  • Free 24-hour roadside auto assistance
  • Free medical access card
  • Special offers across dining, shopping, travel, entertainment, health and lifestyle, with your Emirates NBD Debit Card
Documents Required:

For Individual & Joint account (UAE Nationals):
  • Copy of passport(s) and original passport(s) for validation
  • Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained: Appointment Letter / Contract Copy Pay slip (< 3 month old) Consolidated letter from HR for bulk accounts Most recent statement of account where customer's salary is being transferred
For Individual & Joint account (Residents):
  • Copy of passport(s), including residence visa page; as well as original passport(s) for validation
  • Sponsor's letter of no objection
  • Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained: Appointment Letter / Contract Copy Pay slip (< 3 month old) Consolidated letter from HR for bulk accounts Most recent statement of account where customer's salary is being transferred
For Individual & Joint account (GCC Nationals):
  • Copy of passport(s) and original passport(s) for validation
  • Telephone/Electricity Bill
NoorBank Wakala Deposit
Min Deposit
AED 250,000
Annual Return
1.1%
Union National Bank - Call Account
Min Deposit
AED 15,000
Annual Return
0.3%
FGB - Call Account
Min Deposit
AED 3,000
Annual Return
0%