Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Amlak Istithmari Amlak Istithmari Minimum Salary: AED 10,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 1.98% Reducing Rate: 3.75%
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Your Gateway To Stress-Free Property Investment

Amlak’s Istithmari is the first-of-its-kind Property Finance product in the region, exclusively designed for investors looking to invest in completed residential and commercial properties. With up to 65% financing at competitive finance rates and a complementary Property Management Services package, Istithmari provides a comprehensive one stop shop solution guaranteeing a hassle-free experience for investors.

Our experienced teams of professionals are committed to ensuring a hassle-free finance process, from managing the property and tenants on your behalf to providing advice and assistance throughout the term of the finance.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
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