Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Dubai Islamic Bank - Al Islami Home Finance Mohammed Bin Rashid Housing Establishment (Under Construction) Dubai Islamic Bank - Al Islami Home Finance Mohammed Bin Rashid Housing Establishment (Under Construction) Minimum Salary: AED 7,000 Salary Transfer: No Early Settlement Fees: Yes Maximum Term: 25 Years Flat Rate: - Reducing Rate: 3.75%
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Get finance for under-construction properties under the government's housing scheme with DIB! 

At Dubai Islamic Bank, we understand that one of the greatest joys is to own or build your dream home. Al Islami Home Finance offers you a range of options to suit your specific needs. We offer financing for residential and commercial properties. We also offer refinancing options for customers who may already own a property or are availing of a mortgage with another institution.

Our unique Advance Eligibility Process service is designed especially if you have not yet selected your property and are unaware of your financial eligibility. It gives you the advantage of starting your search for a property with a confirmed and approved finance facility in hand.
Features
  • Low profit rates
  • High maximum finance amount of up to AED 50 million
  • For UAE nationals only
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Dubai Islamic Bank - Al Islami Home Finance for Expats
Minimum Salary
AED 12,000
Reducing Rate
3.24%
Dubai Islamic Bank - Al Islami Home Finance for UAE Nationals
Minimum Salary
AED 7,000
Reducing Rate
3.24%
Emirates Islamic - Manzili Home Finance
Minimum Salary
AED 15,000
Reducing Rate
3.49%
RAKBANK - Home in One
Minimum Salary
AED 15,000
Reducing Rate
3.49%