Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Emirates NBD - ٍSalary Transfer Personal Loan for UAE Nationals Emirates NBD - ٍSalary Transfer Personal Loan for UAE Nationals Minimum Salary: AED 12,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 4 Years Flat Rate: 2.63% Reducing Rate: 5.99%
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Emirates NBD endeavour to empower the entrepreneurial spirit of UAE Nationals by offering loan packages that provide financial support for a new start up or additional funds to pursue other dreams.
Features
  • Attractive reducing interest rates starting from 5.99% reducing or 2.63%
  • Loan amounts up to AED 3,000,000
  • No collateral or guarantor required
  • Free Bank Account with no minimum balance requirement
  • Easy process and simple documentation
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Citibank - Personal Installment Loan
Minimum Salary
AED 8000
Flat Rate
-
Emirates NBD - Salary Transfer Personal Loans for Expatriates
Minimum Salary
AED 12000
Flat Rate
2.63%
Simplylife - Salary Transfer Loans
Minimum Salary
AED 5000
Flat Rate
4.36%
Commercial Bank International - Personal Loan
Minimum Salary
AED 8000
Flat Rate
2.89%