Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ADCB - Personal Loan for UAE Nationals ADCB - Personal Loan for UAE Nationals Minimum Salary: AED 10,000 Salary Transfer: No Islamic Finance: No Maximum Term: 4 Years Flat Rate: 2.75% Reducing Rate: 4.99%
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Features
  • High salary multiples
  • Longest repayment period
  • Low interest rates
  • Free credit life insurance
  • Consolidation of loans available
  • Simple documentation
  • Free ADCB credit card
  • Up to 3 times salary overdraft
  • Up to 48 months repayment period
  • Early settlement fee e is 1% of the outstanding amount
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
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